Regina, Saskatchewan Book a consultation
Bridgewater Risk Advisors

Four disciplines. One connected view of risk.

Climate risk, internal audit, enterprise risk management and financial risk advisory, brought together by senior advisors in Regina, Saskatchewan.

Standards & frameworks we work with
ISO 31000Risk management
COSO ERMEnterprise risk
IFRS S1 & S2ISSB disclosure
CSDSCanadian sustainability disclosure
OSFI B-15Climate risk guideline
TCFDClimate-related disclosure
IIA Global StandardsInternal audit
ICFRFinancial reporting controls
Three Lines ModelGovernance
What we do

One connected view, not four separate reports.

Risk no longer arrives one category at a time. Climate change, regulation, market volatility and operational failures now move together. We bring climate risk, internal audit, enterprise risk management and financial risk advisory under one roof, so you get one connected view instead of four separate reports.

Why Bridgewater

Senior advisors. Connected thinking.

Straight answers from people who have done the work, with every engagement built around decisions your leadership team actually has to make.

01

Connected thinking

We link climate, audit, enterprise and financial risk so nothing falls between the cracks.

02

Senior-led work

You work directly with experienced, credentialed advisors, not a rotating junior team.

03

Practical outcomes

Every engagement ends with clear priorities, owners and timelines, not shelf-ware.

Industries we serve

Built for organizations where risk is regulated.

From credit unions to Crown corporations, we work with leadership teams who answer to boards, regulators and investors.

Financial institutions and credit unions
Insurance
Energy, mining and agriculture
Public sector and Crown corporations
Mid-market and private companies
01 Climate Risk

Turn climate uncertainty into a clear plan.

Lenders, regulators and investors now expect organizations to understand their climate exposure. We help you identify, measure and disclose climate-related risks and opportunities in a way that stands up to scrutiny.

Find out how ready you are.

Book a climate readiness review

The challenge

Disclosure rules are tightening under ISSB (IFRS S1 and S2), the Canadian Sustainability Disclosure Standards and OSFI Guideline B-15. Many organizations have data gaps, no scenario analysis and no clear owner for climate risk.

What we do

  • Climate risk assessments covering physical risks (drought, flood, wildfire, extreme heat) and transition risks (carbon pricing, policy, market shifts)
  • Scenario analysis and stress testing aligned to recognized climate pathways
  • Disclosure readiness reviews and gap analysis against ISSB, CSDS and TCFD
  • Integrating climate risk into your ERM framework, risk appetite and governance
  • Board and executive education sessions

What you receive

Climate risk registerScenario analysis summaryDisclosure gap reportPrioritized roadmap

Who it's for

Financial institutions, insurers, energy, mining and agriculture companies, and public bodies preparing for disclosure.

02 Internal Audit

Independent assurance that adds real value.

Good internal audit does more than tick boxes. It gives your audit committee confidence and gives management practical ways to improve. We deliver risk-based audits that follow the IIA's Global Internal Audit Standards.

Strengthen your third line of defence.

Talk to an audit advisor

Ways to work with us

Fully outsourcedWe act as your internal audit function.
Co-sourcedWe add specialist skills or capacity to your existing team.
Project-basedTargeted reviews when you need them.

What we do

  • Risk-based annual audit planning
  • Operational, financial and compliance audits
  • Internal controls over financial reporting (ICFR) testing
  • IT general controls and cybersecurity governance reviews
  • Fraud risk assessments
  • Quality assessments of existing internal audit functions

What you receive

Risk-based audit planAudit reports with rated findingsAgreed management actionsFollow-up tracking
03 Enterprise Risk Management

An ERM framework your board will actually use.

Many risk registers sit untouched between board meetings. We build ERM programs that connect risk to strategy, so leaders use them to make decisions, not just to meet compliance needs. Our approach follows ISO 31000 and COSO ERM.

See how mature your risk program is.

Take the free risk-readiness check

What we do

  • ERM framework design or refresh
  • Risk appetite and tolerance statements
  • Risk identification and assessment workshops
  • Key risk indicators (KRIs) and risk dashboards
  • Governance design: roles, committees and the three lines model
  • Emerging risk scanning, including climate, cyber and geopolitical risk

What you receive

ERM policy and frameworkRisk appetite statementEnterprise risk registerKRI dashboardBoard reporting templates

Who it's for

Organizations building ERM for the first time, and those whose program has stalled.

04 Financial Risk Advisory

Sharper insight into the risks on your balance sheet.

Rate changes, credit stress and liquidity pressure can hit fast. We help finance teams and boards understand their financial risk exposures and put the right policies and controls around them.

Get an independent view of your financial risk.

Book a consultation

What we do

  • Credit risk assessment and portfolio review
  • Interest rate and market risk analysis
  • Liquidity and funding risk review
  • Capital planning and stress testing
  • Independent model review and validation
  • Treasury and hedging policy review

What you receive

Risk exposure reportsStress test resultsPolicy recommendationsIndependent model review findings

Who it's for

Credit unions, banks, insurers, pension plans and corporate treasury teams.

Let's talk risk

Not sure where your biggest risks sit?

Start with a 30-minute conversation. No cost, no obligation.

OfficeRegina, Saskatchewan
Thank you. Your message has been sent and we will be in touch shortly.